Best Credit Cards For College Students Who Travels

As a teenage student, everyone love to travel across the country and explore new things. However, it requires a credit card that offers several benefits, including attractive cash and rewards. Now, if you are wondering which credit card can give you all this, don’t worry. Today we are talking about the best credit cards for college students who travels.

Remember, having the right credit card can make a big difference because a good student-friendly credit card not only offers rewards and perks for spending while traveling but also gives you a chance to build credit responsibility while you are in college. In the coming article, we will discuss in depth why a travel credit card matters. So do not jump anywhere else, stay with us to save your precious money.

Some of The Best Travel Card for Students US

Below, we have mentioned some of the best travel card for students who travel and also listed all the benefits with them. Have a look at it.

1. Bank of America Travel Rewards Card for Students:-

• Features

• The card comes with no annual fee.
• No foreign transaction fee.
• Offer 1.5 points per dollar on all purchases.
• Considered great for travel redemption, as points can be used as a statement credit for travel. 
• Also, offer attractive bonus points after $1000 spent in 90 days.

• Pros

• No annual fee or foreign transaction fees.
• Offer travel rewards on every purchase.
• Introductory 0% APR gives time to pay large purchases without interest. 
• Your points don’t expire as long as your account is active. 

• Cons

• The rewards rate is modest compared to other cards. 
• The card offers limited travel perks.
• Many students need a solid credit history to qualify.

• Eligibility Criteria

• Applicant must be at least 18 years old.
• Need a good or better credit score. 
• One must meet income requirements. 
• Must be enrolled as a student.

2. Capital One Quicksilver Credit Card:-

• Features

• Capital One offers 1.5% cash back.
• Comes with no foreign transaction fees. 
• You can get 5% cashback on hotels, vacation rentals, and rental cars booked via Capital One Travel.
• Offer to earn $50 after spending $100 in the first 3 months as a welcome bonus.

• Pros

• The card offers simple flat cash back on every purchase. 
• No annual or foreign fee makes the card ideal for students who study abroad or travel. 
• Help to build a credit history by using it responsibly. 

• Cons 

• The card doesn’t offer APR on purchases or balance transfers. Interest starts immediately if one carries a balance. 
• The card offers basic rewards, and the earning rate may be lower than some other competitors. 
• The card doesn’t offer some of the perks compared to other student cards. 

• Eligibility Criteria

• Applicant must be a student. 
• Applicant should have fair/limited credit history. 
• Must meet the income requirements. 
• Applicant age must be more than 18 years old.

3. Capital One Savor Student Cash Reward Credit Card:-

• Features

• Offers 3% cashback on dining, entertainment, and streaming.
• Provides 5% cashback on hotels and rental cars. 
• Remember, the cashback you will get only if you use the Travel One Capital card. 
• The card comes with no foreign transaction fee.
• Provide 8% cash back on Capital One Entertainment purchases. 
• Offer 1% cash back on other purchases. 
• Offer a $50 bonus after spending $100 in the first three months. 

• Pros

• Offer strong rewards in dining, entertainment, groceries, and travel. 
• Considered best for lifestyle and travel spending.
• Comes with no annual fee.
• No foreign transaction fee.
• You don’t need to activate any special categories or caps for rewards. 
• Comes with fraud protection, liability, and tools to build credit. 

• Cons

• Comes with a high APR if you carry a balance. 
• The card bonus categories do not cover all spending. 
• The card has no introductory APR offers on purchases or balance transfers. 

• Eligibility Criteria 

• Applicant must be a student.
• Required a fair credit or some credit history for approval.
• Required to meet income standards. 
• The age should be more than 18 years old

These were some of the best travel card for students who travel in the US.

Why a Travel Credit Card Matters

The best credit cards for college students who travels matter a lot, especially when you love traveling regularly. Below, we have listed some of the important features that highlight the need a travel credit cards. Have a look at it.

1. No or Low Annual Fees – The best travel credit card comes with low or no annual fees, which is ideal for students the tight budgets.
2. No Foreign Transaction Fees – This is one of the biggest and essential points for students. Especially when you are studying or vacationing abroad. You don’t have to pay any extra transaction fees, which saves you a handy amount.
3. Reward for Travelling and Dining – One of the greatest features of a student travel credit card is that it offers you a chance to earn points or cash for the purchases you already make. This saves your money and allows you to enjoy your trip happily.
4. Chance to Build Strong Credit – Paying amounts on time gives students a chance to build a great credit history early.

These were some of the points that show how a student-friendly credit card is essential.

Things To Consider Before Applying for a Credit Card

There are some things that you need to keep in mind before picking the best credit cards for college students who travels. Below, we have mentioned those points for you. Have a look at it.

1. Credit History – If you are applying for the first time, choose a student credit card that welcomes applications with limited credit history. It increases the chances of accepting your application.
2. Interest Rate – Very important to check the interest so that you can make a decision accordingly. Interest can be higher for student credit cards that can drain your pocket.
3. Foreign Acceptance – Consider a card with foreign acceptance makes it easy for you to pay without facing any problems. Like Visa and Mastercard are the most widely accepted network cards abroad.  
4. Perks and Protection – It is important to go with a card that includes rental car insurance, travel accident insurance, or extended warranties.
5. Build Credit History – Always pay the amount on time and keep the balance low. It helps to build a strong credit history that will help you in the future. Also, avoid applying for too many cards at once. It hurts your credit and decreases your chance of acceptance.

These were some of the important points that you need to consider before picking the best credit cards for college students who travels.

How to Apply for the Best Credit Card for a College Student

There are some points that we have listed below; one should check before applying for the best credit card for college students who travel. Please have a look at it. 

1. Check Basic Eligibility Criteria First: 

• You must be at least 18 years old.
• As an applicant, you must be a college or university student.
• You should have a valid SSN. 
• Must be a U.S. resident. 
• You should have an income source like a stipend, allowance, scholarship, or family support etc. 

2. Choose the Right Travel Credit Card: 

• Choose a card with no annual fee.
• No foreign transaction fee.
• A card that offers cashback rewards on:
  • Flights
  • Hotels
  • Transportation 
  • Dining

3. Gather Your Required Information

• Your legal name.
• Date of birth.
• SSN
• Your U.S. mailing address.
• Your correct email address and phone numbers.
• College or university name.
• Your income details. (You can provide details of a part-time job, internship, or any regular financial support, etc.)

4. Apply Through the Official Bank Website

• Apply only through the official website of the issuer. 
• Choose the student card while applying.
• Fill the form carefully.
• Check your SSN, income, and contact details before submitting. 

5. Application Decision Process

Once you submit your application, you may receive a message like this: 

• Instant approval
• Pending review
• Request for more documents
• Denial (will get the reason by mail)

6. Things to do After Approval

• Once your application is approved, activate the card first.
• Set up online banking carefully (do not share your details, like your password or anything).
• Enable payment reminders or autopay accordingly.

This is how you can apply for the best credit card for college students who travel. 

Conclusion

Having the best credit cards for college students who travels helps you save money and allows you to explore new places easily. However, before picking the best credit cards for college students who travel, always check their interest rate, rewards, and perks, whether they are accepted in a foreign country or not. These simple points can save you from upcoming problems that ruin your travel journey.

Furthermore, use your credit card wisely because it gives you a chance to build a strong credit history that will help you in your future to get big loans like car loans, a mortgage, or any other. A good credit history increases the chances of accepting your application on the go. Remember, paying your debt on time is the key to building a reputation and a better credit history. So do not miss any payment because one single missed payment can ruin your credit history easily.

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The information provided on this website is for general educational and informational purposes only. Financial products such as credit cards, loans, and insurance policies may change over time, including their eligibility criteria, fees, interest rates, benefits, and terms. We do not guarantee the accuracy, completeness, or current validity of any information mentioned.

Users are strongly advised to verify details directly from the official bank, lender, or insurance provider before applying for any financial product. We do not provide financial advice, recommendations, or endorsements. Any action you take based on the information on this website is strictly at your own risk.

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Hi, my name is Sachin. I am currently studying Economics in college and have a strong interest in personal finance topics like credit cards and loans. Along with my studies, I work as a content writer, where I create educational and easy-to-understand content to help readers better understand financial topics and make informed choices.